
The Role of Debt in Women’s Retirement Planning
Debt is not just a monthly payment. For many women, it can shape retirement timing, income flexibility, and long term peace of mind. Why
Certified Mentor
Success Coach
Life Insurance Advisor
Retirement Advisor
Registered Social Security Analyst
Business Builder Coach
Woman-owned and operated for 16 years, Wendy Zapata is owner/CEO of NorCal Financial and Insurance Solutions. Located in Yuba City, CA, Wendy possesses multiple licenses throughout the United States. Wendy knows that every client has specific needs, which she meets by creating a specialized approach for each client. Her ultimate goal is to provide the greatest benefit for the client, bringing peace of mind and a stress-free feeling whether it is Medi-Care planning, Tax-Free Retirement Planning and/or Safe Retirement that provides a lifetime income.
A proud community advocate in the Yuba-Sutter area, Wendy prides herself not only as a community servant but as a resource for her clients. If you have a need, Wendy will connect you with the person or organization that can help. Wendy will assess your financial situation, make recommendations on where you can save and re-allocate your funds for current and future needs. She is honored to know that she has helped countless families and individuals in her community, saving them anywhere from hundreds to thousands of dollars annually by making a few simple changes while still meeting their needs. Dollars may not cure cancer/illness but dollars sure can cure stress!
A former factory worker, Wendy worked graveyard shifts and felt like a zombie most days. She missed many of her children’s events while she was working to provide for them. Today Wendy is an accomplished business professional who has transformed her life. A mentor to many agents, Wendy has a passion to help people. She continually expands her team to offset the agent shortage that our country is currently experiencing. Wendy’s goal is to build a team that can support the current and future needs of the people in their communities.

Debt is not just a monthly payment. For many women, it can shape retirement timing, income flexibility, and long term peace of mind. Why

Love Insurance? That’s what life insurance really is. Not paperwork. Not a policy. Not a conversation anyone is excited to have. It’s a quiet promise.

Lic #0F79042 HOMEPAGE https://youtube.com/shorts/7CnpdFNZhTU?feature=share Is Your Retirement Insured? Most people spend decades building their retirement, but very few stop to ask an important question: Is

Grateful Reflections from NorCal Financial & Insurance Solutions
Register When it comes to bringing people (and pets) together, few things do it better than a good cause — and a great costume! On
Recent research shows that 40% of Americans admit they don’t have enough life insurance to fully protect their loved ones. That’s nearly half of U.S. adults who could be leaving their families financially vulnerable if the unexpected happened.
If you live in Yuba City, Sutter County, or anywhere in the Yuba-Sutter area, this statistic should make you pause and ask an important question: Would my current insurance really take care of the people I love?
